SIP Calculator Online

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The SIP (Systematic Investment Plan) Calculator is an online financial tool that can assist you in calculating the returns on your SIP investments. The calculator will also tell you how much you must invest monthly to reach your goal corpus.

What is a systematic investment plan (SIP)?

A Systematic Investment Plan (SIP) is a method of investing in mutual funds in which an investor selects a mutual fund scheme and invests a fixed amount at regular intervals.

Many mutual funds offer a systematic investment plan (SIP) to investors, allowing them to invest small amounts regularly rather than in lump sums. Investing has typically done on a weekly, monthly, or quarterly basis.

Types of SIP

  • Top-up SIP or Step-Up SIP
  • Flexible SIP
  • Perpetual SIP
  • Trigger SIP

Benefits of Investing in SIP

  • Makes You a Disciplined Investor
  • Rupee Cost Averaging Factor
  • Power Of Compounding

How can a SIP calculator help us?

A SIP (Systematic Investment Plan) calculator is an online tool that shows the estimated returns you will earn after the investment tenure.

A few of the benefits of SIP calculators include the following –

  • Assists you in determining the amount you want to invest.
  • The calculator tells you the total amount you have invested.
  • It gives an estimated value of the returns.

How do SIP calculators work?

The formula for the SIP calculator is

FV = P × ({[1 + i]n – 1} ÷ i) × (1 + i)

Where the variables are,

FV:Amount you receive upon maturity.

P: The amount you invest at regular intervals.

n: Number of payments you have made.

i: Periodic rate of interest.

Example:

You want to invest Rs 1,000 monthly for 12 months at a 12% annual interest rate.

The monthly yield will be 12%/12 = 1/100=0.01.

FV = 1,000X ([1 +0.011]12 - 1 / 0.01) x (1 + 0.01).

FV = Rs 12,809 per year

The interest rate on a SIP will vary depending on market conditions. It may decrease or increase, causing the estimated returns to change.

How to use a systematic investment plan calculator?

You enter the monthly invested amount (the amount you have started the Systematic Investment Plan (SIP)), the years you want to stay invested, and the expected return rate. Once you input the value, the calculator shows you the estimated money you can avail after completing your investment tenure.

Advantages of using a systematic investment plan (SIP) calculator

  • Free-of-Cost and Online
  • Easy and Instant Calculation
  • Personalized Scheme from Personal Details
  • Accommodates Lowers Investment Amounts
  • Efficiently Utilize the Power 0f Compounding
  • Up-to-Date Investment Options
  • Systematic Approach

FAQ'S


What is SIP (Systematic Investment Plan) Calculator?

A SIP (Systematic Investment Plan) calculator is an online financial tool that can help calculate the returns you would earn on your Systematic Investment Plan investments. The calculator also tells you how much you must invest monthly to make a target corpus. Simply put, it provides a roadmap to achieve your financial goals.

How does the SIP calculator work?

  • Input the amount you want to invest
  • Decide the period you wish to support the amount for
  • Fill in the expected rate of return
  • If you already have a goal set, input the same and follow the same process above

What is SIP (Systematic Investment Plan) the maximum tenure?

No maximum tenure. The assignment is from six months to a maximum of 10 years.

How much can I invest in a Systematic Investment Plan (SIP)?

The minimum amount that we can invest is Rs 500 per month.