Bhagyalakshmi Yojana | Benefits of Bhagyalakshmi Scheme

The government of Karnataka launched the BhagyaLakshmi Yojana scheme from 2006 to 07, intending to encourage the birth of girl children in below-poverty families. By this, the girl child’s status is raise mainly in the family and society.

Benefits of Bhagyalakshmi Yojana after Modifications

• This scheme’s main benefit is restricting two girls in low-income families. The total number of children should not exceed 3.
• The government of Karnataka will deposit Rs 19300 in the elite financial institution under the first girl’s name and Rs 18300 under the second girl after enrollment and verification are done.
• The financial institutions will maximize the deposited money after the girl child gets 18 years of age and an amount of Rs 100097 to the first child and Rs 100052 to the second child in the same family.
• If the girl child fulfilled the eligibility criteria, the government pays interim payments like scholarships and insurance benefits under the scheme.
• Whenever the girl gets sick, the government will provide medical insurance claims up to Rs 25000.
• If the insured person dies naturally, RS 42500 is provided and dies in an accident, insurance of Rs 1 Lakh is provided to the family.

Eligibility for Bhagyalakshmi Yojana

To get eligibility for Bhagyalakshmi Scheme, below are the conditions:

• Only the girl child born after March 31^st, 2006, in a below-poverty-line family are eligible under this scheme.
• Birth enrolment of the girl child must be done within one year from birth to get a birth certificate.
• Under this scheme, only two girls are applicable from below-poverty-line families.
• A girl availing of the scheme must not be a child Labour.
• The girl should be immunized under the health department Programme.
• The girl must complete the 8^th Standard and not get married before 18 years.

Documents Required:

• Birth Certificate of the girl
• Application form of Bhagyalakshmi Yojana
• Income details of the family
• Address proof of the parents
• Below Poverty Line card
• Bank details on the name of the girl

Application Process Bhagyalakshmi Yojana

The eligible girl’s parents can apply for the Bhagyalakshmi Scheme offline. Download the application form from the official website or Get it here. The applicants must visit and contact the following:

• Grampanchayat office
• Anganwadi Center
• NGOs
• Authorized banks
• Municipal Corporations

The girl’s parents can contact the district’s Deputy Director of Women and Child Development or the Child Development Project Officer.

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