HDFC bank account close:
it is known for its administration and client care. However, as indicated by the new government rules, you need to keep a specific amount in the bank account consistently. The base amount prerequisite for the Urban region is Rs. 5000, and Rural Areas is Rs. 3000.
Assuming you will not be ready to keep up with the base record balance, the bank will punish you with a base amount maintenance charge.
Assuming you have numerous records in different banks, keeping the base record balance in all the bank accounts may not be easy.
The most effortless approach for removing the least amount of maintenance charges is by keeping up with adjusting or shutting your bank account.
The Account conclusion or closing process is quite simple. You need to follow a small procedure. Assuming you’re looking for how to Close the HDFC account, here is how you can do it.
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Instructions to Close HDFC Bank Account Online :
Unfortunately, You can’t close the HDFC Bank Account Online. However, to close the HDFC account, you don’t have to visit the home branch.
You can find the account closure form online, download it and visit the closest HDFC Bank office to close your HDFC Account on the web.
Step by step process to Close HDFC Bank Account Permanently:
Before shutting your record, try to cash out the entire money from your bank account. You can likewise move the entire amount of your cash to another record using UPI or NEFT, RTGS, or IMPS.
As soon as you clear all the amount present in the bank account. visit your closest branch, get the account closure form, and fill in the form correctly with all the required details.
You can likewise download the Account conclusion structure from the authority HDFC bank site and take a filled account closure form to the nearest branch. To download the HDFC Bank account closing form, click here.
Then, Submit the form to the bank manager alongside the Debit card, Passbook, and Checkbook. Try to carry ID Proof with yourself as the manager might ask for confirmation.
Soon after presenting the account closing form alongside different documents need to close your bank account, the manager will give you a duplicate of the confirmation form, and your HDFC Bank record will be shut within ten working days.
If you have any issue with the account closing process, you can approach the 1800 22 1006 number for more assistance. The client care manager will address your entire inquiries related to the closing of your bank account.
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Points to remember:
Before you submit the Account Closure Form to Your Branch, Here is a Checklist You Should Follow to be on the safer side.
- Open New Bank Account – The First thing You Need to Do Before You Close Your Bank Account is to Open a New Account in another Bank. You have once Opened a Deposit of all Your Cash.
- De-Link Your Debit card Auto Payment – It is Very Important to De-Link Your auto Payments from Your old Cards. Cancel all Your Insurance Payments and De- Link from all the UPI Based Apps.
- Statement Backup – Never know when you need your old bank statement. So it is very important to Take Backup up all Your Back statements. You can Take a Print out of the Statement a Keep it Safe.
FAQS:
Would we be able to close the HDFC account online?
As of now, you can not close your HDFC account online. In any case, you can download the account closing form from the HDFC site and visit the branch to close your account.
Are there any charges for shutting the HDFC bank account?
- If the account is shut in 14 days or past a year of opening, no charges will be taken.
- If the record is shut after 15 days and within a year of opening, a charge of Rs.500 will be taken (Rs 300/ – for Senior Citizens).
What occurs if the minimum balance isn’t kept up within HDFC?
On the off chance that you will not be ready to keep up with the base equilibrium in your record, you will be punish for a punishment expense.
The Penalty expense thoroughly relies upon the record types and region.
Would I be able to close the HDFC account before one year?
You can close your account whenever as you need. But if you close the record between 15 days and a year of opening, a charge of Rs. Five hundred will be impose.
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How might I change my HDFC record to zero adjust?
HDFC bank zero bank account can be open by any person who has no leaving account in the bank and doesn’t have total KYC.
A Zero Balance Savings Account Can be open in the HDFC Bank. However, you have certain value-based and functional cutoff points.